What is personal injury coverage on a homeowners insurance policy?

Personal injury coverage on a homeowners insurance policy provides protection for the policyholder and their family members against claims of certain types of injuries or damages that are not related to physical harm or damage to property.

Personal injury coverage can protect against claims such as:

Personal injury coverage is typically included in a standard homeowners insurance policy, but the coverage limits and specific types of claims covered may vary depending on the insurance provider and policy. It's important to review your policy or speak with your insurance agent to understand the details of your personal injury coverage.