Homeowners insurance typically provides liability coverage, which may extend to accidents or injuries that occur in or around your swimming pool. This coverage helps protect you financially if someone is injured or their property is damaged due to your pool. Insurance companies often have safety guidelines or requirements for swimming pools. This may include having a fence, gate, or pool cover, and complying with local safety regulations. Failure to meet these requirements may result in reduced coverage or policy exclusions. 

Depending on the value and features of your swimming pool, you may need to consider additional coverage to protect against specific risks, such as damage to the pool structure or equipment, vandalism, or natural disasters. It's important to note that coverage and requirements can vary significantly between insurance companies and policies. To ensure proper coverage and compliance, it's advisable to contact your insurance provider or agent directly. 

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